How Avoir makes money

Avoir is free for the business enquiring

There is no fee to enquire, no fee to be matched, and no fee if you proceed.

We are paid by the lender, not by you

When a business we refer settles a facility, the lender pays a commission. Avoir receives a share of it through Commercial Finance Group Pty Ltd (ABN 26 868 387 626).

It does not change your rate

The commission is paid out of the lender's margin. The terms you are offered are the terms the lender would offer on a direct application.

It does not determine who we refer you to

We do not rank lenders by what they pay. How matches are made is set out in our Methodology.

We are not whole-of-market

We work with a panel. Other lenders exist. You are free to approach them directly, and you should compare.

What we don't do with your data

Avoir does not sell your personal information to third parties.

We share it only with lending partners, only for the purpose of facilitating your enquiry, and only what is necessary for them to assess it. Those partners are independent businesses that make their own credit decisions, and they are required to handle your information in accordance with applicable privacy laws.

This mirrors our Privacy Policy. If the two ever differ, the Privacy Policy governs.